Urgent Care Unscripted: Ep. 6 - Annual Physicals Explained

Welcome back to Urgent Care Unscripted.

I'm Barbara Renault's
director of operations and business

development for AFC
Urgent Care in West Haven.

And this is Mohammad seven and the
franchisee and owner of the is Haven. And

today
we are here to talk about a very common

topic physical or almost physical.

The question is what is physical?

What happens at and on the physical.

What kind of have a little physical set
that doesn't really have to be at home?

And which of the physical

that do we really perform
at the urgent care in this table?

That's right.

And I think most importantly,
what is covered by insurance and

let's clear that up.

I think there's some confusion
when it comes to physicals in general.

Yeah.

So let's first define
what is the physical.

So it's that simple as it may sound.

It's it's it's a little,
a routine checkup where you come in

and, and the provider performs
some test on you provided patient vitals,

takes your blood pressure, sugar.

And based upon your, conditions,

performs good, perform other tests,
and there you go.

That's the, Hold that.

Regular physical.

But then there are different
kinds of physical. That body rolling know.

Exactly.

So not all physicals are created equal.

There are many different types
of physicals.

We can talk about
the most common physical,

which is your walnut
or your annual physical.

And your physical is just a complete
wellness checkup.

And that covers everything from vitals
and mental health checkups.

And it usually is covered by insurance,

although that's not always the case
when it comes to an urgent care.

So they are always covered up
at a primary care office.

But some insurances do not cover them
at an urgent care.

So definitely call
your local urgent care or us

and we can answer that for you
depending on your insurance.

The second type of physical
are your annual wellness visits.

Those are from Medicare patients and
they are covered under Medicare Part B.

Again, that is covered by insurance
is not always covered at an urgent care.

The third time
type of physical is your dot physical.

So those are for your CDL drivers.

So if you're a CDL drivers driver I'm sure
you're very familiar with this physical.

It is a typically every two year physical.

But it can be
that depending on your medical history,

you might be required to come in

every three months, every six months,
every one year.

It's really going to be dependent
on a couple of things, like your blood

pressure,
your sugar or glucose, and so on.

Video stands for,

yes, commercial driver's license.

Thank you. Mohammed.

The next physical is school physicals.

So those are typically yearly
that the school requires.

And it's to make sure
that all of your vaccines are up to date.

We do have them at the urging care
and they are not covered

by your insurance,
typically not covered by your insurance.

Mostly
not covered by commercial insurances.

So those are your basic health checkups.

You can if you are coming in
for your annual physical

and you know that you need a school
physical form filled out,

that usually can be done
on the same visit as well.

So just check with your provider again
on that.

The next is your sports physical.

So if your kid or you is joining a sports
team, you might need a physical done

for that to make sure that you are up
to par in order to join the team

and make sure that you're not going
to get any of your teammates, sick.

Your next one is your pre-op physical.

So pre-op physicals
really clear pre operational.

So if you're getting an operation
most likely your surgeon

is going to require that you get
a clearance from your provider.

Typically you can come to an urgent care
or your primary care doctor.

And we'll be able to clear you
for your physical.

Those usually involve blood work as well,
so they are not something

that we can do the same day.

So you come in, you get we get blood
or John, you get sent to the lab.

The lab

gives it back to us with your results,
and then we clear you for your physical.

And those are usually covered by
insurance, because they are unnecessary.

So I think we covered
all of the physicals.

And, those are the difference
between the, you know, health

or health necessary physicals versus
your administrative physicals.

Oh, and I forgot to mention
your immigration physicals.

So immigration
physicals are for immigration patients

that are applying for immigration.

Immigration process, whether that
citizenship or visa or your green card.

And those are also not covered
by insurance.

They are administrative physicals.

They do require vaccines
and they also require bloodwork.

And as you have heard from Bonagura,
some of these physicals

are really not annual.

Some of them are required by work.

So you do it
one time and the work is required,

for, surgery.

You do it on time.

But then as healthcare becomes the journey
and you want to take care of your health

and you want to be in control,
that's where the good comes in.

And you have to be proactive about it
and continue to add on to the bill

and come and visit us and those businesses
which have more physical.

You are trying to perform a few things

that you have to keep in mind
as you walk in through the outdoor bodies.

You have to have your,

insurance card.

You didn't have to have your,

photo I.D., you have to have
your medications that you're taking

and also share

with the provider and in medical history
that you want them to be aware of.

Yeah, absolutely.

And, lucky for you, we can do all those

physicals at our urgent care
in West Haven.

Again, like Muhammad said,
make sure you bring the correct forms.

A lot of those require paperwork,
so make sure you're bringing

those forms with you.

Especially if it's a work physical
or a sports physical or school physical.

They have very specific forms
that they want you to fill out.

So quick breakdown.

Annual physicals are covered by insurance.

Medicare, annual physicals
are also covered by insurance once a year.

Those two are once a year.

Dot physical school physicals, sports
physicals, integration physicals,

work physicals, pre-employment physicals.

They're not covered by insurance,
and pre-op physicals are also,

at the end of the day,
our goal is to make it easy for you.

Our goal is to get for, as possible.

And so the whole overall process
goes, smooth.

And you come in, you complete the process,

and with a peace of mind
and the people that you.

Absolutely.

And we have really good pricing for you.

So for those that, for those physicals
that are not covered by our insurance,

we have, self-pay pricing
that is extremely reasonable.

So, and usually a couple times a year,

we might have some,
you know, promotions going on.

So definitely call us if you're interested

or if you need one of those physicals,
will let you know what we can offer you.

So just to summarize, summarize
really quick know which type of physical

that you need.

Book ahead online,
bring your ID and your insurance card.

And then always
check your insurance coverage.

If you're not sure, give us a call.

We, wanted to cover everything as it

pertains to physicals
and the different kinds of physicals.

We thank you
for listening to our, podcast.

And we welcome you to join, Urgent Care
Unscripted again for the next episode.

Until then, this is Mohammed,
and this is Barber and Halter.

We are located at 354
Sawmill Road in West Haven.

Come see us when you need us. Thank you.

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David Chmielewski
Producer
David Chmielewski
David started his video career in the early 1990s working on video crews as an independent contractor for such companies as Martha Stewart Living, IBM and Xerox. After graduating Southern Connecticut State University with the degree in Corporate Communications, David continued his video production career and accepted a position at WFSB in Hartford, CT. Within a few years the news and production studios became his charge and David designed, installed and maintained the televisions sets for the various programs at the station. At the end of 2013 David founded DirectLine Media, a video production company that specializes in creating memorable and compelling video content for businesses.
Stefania Sassano
Editor
Stefania Sassano
Stefania's acting journey began as early as the fourth grade, where she took on the role of Scarlett O'Hara in a stage production of Gone With the Wind. This early experience sparked a lifelong passion for the arts. With a background in musical theater fueled by her love of music and singing, Stefania stepped into larger roles, such as Fraulein Kost in Cabaret during her sophomore year at the University of New Haven. This performance earned her a nomination for the prestigious Irene Ryan Acting Award at the Kennedy Center American College Theater Festival—an honor she would receive again in her junior year.
Urgent Care Unscripted: Ep. 6 - Annual Physicals Explained
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